When buying a home there are many things to take into consideration such as school districts, the neighbourhood, amenities, commuting, layout, size, local traffic, lifestyle, investment value, price and so much more. With the Champagne Realty Group our main focus is on Family, we are a family owned and operated business and we understand the many variables to consider when buying a new home, give us a call and let us help your family on their journey into a new place to make home.
When buying a home there are many things to take into consideration such as school districts, the neighbourhood, amenities, commuting, layout, size, local traffic, lifestyle, investment value, price and so much more. With the Champagne Realty Group our main focus is on Family, we are a family owned and operated business and we understand the many variables to consider when buying a new home, give us a call and let us help your family on their journey into a new place to make home.
Jovier and Michelle are very hands on in their approach in helping clients find a new home and will be there every step of the way from offer to close and beyond. We do not end our relationship at closing, we stay in contact to provide the best support for our clients as we can.
Jovier and Michelle are very hands on in their approach in helping clients find a new home and will be there every step of the way from offer to close and beyond. We do not end our relationship at closing, we stay in contact to provide the best support for our clients as we can.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: